Genius Funds

There is a bit more to GeniusFunds than the average HYIP. First there is a daily plan. This will pay between 1.00% and 1.90% daily. Then there is the weekly plan that will pay from 6% to 9% once per week. But before investing in either of these we need to step back. Because the first thing you will need to do is open an account with GeniusFunds. That’s a fairly straightforward process. It simply involves filling out an online form with your personal details, including you e-currency account. In this case it has to be either LibertyReserve or SolidTrustPay, but bank wires will also be valid for larger deposits. More about that in a moment. But once your GeniusFunds account is open, you can then deposit money into it. And then after making your initial deposit, you can then decide what portion of your money you want to invest in either plan. If it all looks a bit complicated at first, don’t worry. It isn’t.

And so now you should hopefully be in. The next question you will be asked is how you wish to deposit. As I said already your options are LR, STP, or bank wire for $500 or more. Now remember to wait a while before your deposit shows up in your account. LR can usually be fast enough but STP might be a couple of hours so don’t panic if it doesn’t appear instantly. But once you have funded your GeniusFunds account you now need to decide how to invest that money. As mentioned there is a daily and a weekly paying program and basically what happens is that you are invited to buy GeniusFunds “shares” in whatever program suits you. A share will cost you $1 regardless of which plan you go with. Indeed you are welcome to divide your deposit up any way you like depending on what you are looking for. I personally divided my own deposit with half in the daily plan and half in the weekly plan. When it comes to withdrawing your dividends, this gets paid directly to your choice of payment processor, and are only paid on business days. The weekly plan pays out on Mondays. A couple of things you need to remember are that first of all compounding is available, the amount of which (if anything) is up to your own discretion. You will need to decide on that when buying your shares. Secondly you should be aware that while your principal will be returned, there is a lock-in period of from 150 to 180 days. And finally the minimum investment with LR is $20 but with STP it’s $50.

But wait! There’s more. As well as these two plans, which I imagine will be the two of most interest to my readers, there is a third option for investors here. In addition to the investment funds GeniusFunds also offers another investment product called “Genius CD”. It is meant for investors who are looking for a medium-income, longer term investment. The term of the investment is three months and the interest is fixed at 6% per month or 18% for the duration of the term while the investment term on shares of the funds lasts from 150 to 180 days from purchase and income ranges from 5 to 9 percent per week.

So you can see these guys are clearly serious about what they are doing here. But what about the security of GeniusFunds? Well as you might imagine from the quality of the site itself, it should come as no surprise that the safety and security of this program is also top notch. Hosted on a dedicated server, it is hosted and fully protected by BlockDos who in my own humble opinion are the worldwide market leaders when it comes to providing such services. It is simply not possible for GeniusFunds to be on a better provider. There are also a variety of other security measures, not least of which is the SSL encryption of the accounts area. On top of that you will see during the sign up process that you decide on your own password and a secret security question for further identity and account protection. It runs on a customized script.

The level of customer service and support on offer here is also the envy of most programs. It brings a level of professionalism and efficiency sadly lacking in this industry and really does expose so many other programs for the truly amateur operations that they are. Contact is available in a variety of ways, including live chat via the site itself. It is also a multilingual site, presently available in English, Chinese and Indonesian with Spanish and Russian to follow.

Overall I have to say I am hugely impressed by GeniusFunds. So much so that what I might usually consider a drawback in most other programs, i.e the fact that it’s runnig for six months, is not really an issue for me at all in this case. As I said at the top, GeniusFunds is one of the rare exceptions one can be lucky to find from time to time in this industry. And they seem to have a policy of never standing still, with new and innovative improvements being carried out on an ongoing basis. So is there anything negative to say here? Only that I’m sorry I didn’t sign up six months ago!